| dorthyck16 | Дата: Пятница, 17.06.2022, 08:24 | Сообщение # 1 |
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| ArthurhEk | Дата: Пятница, 17.06.2022, 21:10 | Сообщение # 2 |
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| You have a legal duty to repay any debts you owe, and your creditors and debt collectors have the right to take actions to recover money they have loaned, but there are limits to how far they can go. Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1978 in recognition of the widespread abuses which were being perpetrated by debt collectors across the country, and you may be able to make use of this law to bring an end to the abuse, as well as recovering punitive damages. The Fitzsimmons Law Firm PLLC has more than 40 years of practice experience, and they have recovered in excess of One Billion Dollars in verdicts and settlements on behalf of its clients. A West Virginia personal injury attorney from the firm is ready to fight for you in court. The Federal Trade Commission (FTC) states that they receive more complaints about debt collectors than any other industry, and that in 2011 alone there were 140,036 - over a quarter of all the complaints they received. The FDCPA sets out clear guidelines to determine the conditions under which a debt collector may contact you, as well as the many behaviors and tactics which are forbidden. If you can prove that the debt collector has violated any of the terms of the FDCPA, you may be awarded up to $1,000, plus attorney's fees, in addition to ending the harassment. You can begin the process of establishing your case by keeping notes and records of the times and dates when you received phone calls or letters, as well as the specific content of such communication. An attorney from the firm will work closely with you to assemble the necessary evidence to bring to support your claim.
If you’re married but only one spouse has debt, the other spouse isn’t necessarily liable for it. D.B.S. didn’t have the right to sue one Foster for the other’s debts. Finally, D.B.S. was suing for debts the creditors had never assigned to it. When you default on an account, the original creditor may either assign the debt to a collection agency or sell it to a debt buyer. When a creditor assigns debt, it gives the collection agency the legal right to collect on the debt but the original creditor still owns the debt. The original creditor pays the collection agency a fee to collect the debt.
Attorney’s fees for the lawsuit. S. regularly sued consumers for both the amount of the debt. Attorney’s fees for the lawsuit. ’s fees for the lawsuit. In Ohio, creditors cannot recover attorney fees for lawsuits involving personal, family, or household debt. Id. at 802. Claiming attorney fees in a lawsuit leads consumers to believe that they will actually have to pay those fees, even though Ohio law prohibits it. D.B.S. also regularly sued both spouses without any procedure to verify who owed what debt. Legally, a collection agency has to make a reasonable effort to determine whether you owe a debt before they sue you for collection.
The biggest exception is for repeat filers. Say you file for bankruptcy, have your case dismissed, and then file again within a year. In that case, the automatic stay will only be effective for 30 days from the date you file the second time. If you’ve filed two or more cases and had them dismissed within the past year, the automatic stay will not apply at all. Bankruptcy is a complex process. The automatic stay is a crucial ingredient. Speak to an experienced attorney about how the automatic stay will apply to your case, whether you’ll fall under any important exceptions, and how the automatic stay and the bankruptcy process can benefit you. Our firm has offices across southern Ohio to serve you. Contact us today for a free case evaluation. Russ B. Cope is dedicated to legal standards that go far beyond filing cases - he is interested in your goals. Russ wants to be certain that each client is making an informed decision that will make their life better, and thrives on the interaction between lawyer and client.
Source:
- https://nocollectioncalls.com
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| willardbj60 | Дата: Суббота, 18.06.2022, 01:21 | Сообщение # 3 |
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